Premiums for health insurance plans have increased by double digits over the past three years - and the smallest companies have had to shoulder the biggest increases. Even worse, it's likely that this trend will continue for the foreseeable future.

As an individual, you know that medical coverage can be vital to your financial wellbeing. What's more, the ability to provide a health insurance plan for yourself and family gives you an important fianancial standing. But as rates continue to skyrocket, how do you go about finding a good plan that won't wreck your budget?

Before you begin the process, we suggest that you prepare by reading the articles we've assembled for you on our site:

• Glossary: Common group health insurance terms and what they mean
• FAQ:Some frequently asked questions
• Insurance Company Profiles:Background, ser vices offered and A.M. Best
  Company ratings
• Buyer's Guide:Interpreting insurance quotes and choosing the right one
• Getting the Best Rate on Your Health Insurance:Negotiating a plan that won't be a budget-buster
• Buying Health Insurance Online:It can be a fast, easy process